Finance without borders.Made forNigerians.
Send, receive, convert, and manage money in one app. Open a virtual dollar card, trade gift cards, pay bills — all from your phone, free.
Go global
Generate your card
in minutes
Shop on Netflix, Amazon, Apple, and 10,000+ global merchants. Your PAYVORA virtual dollar card works everywhere international payments do.
Get your cardTrade at the
best rates
Sell unused Amazon, iTunes, Google Play, Steam, and 50+ other gift cards for instant Naira payout. Competitive rates, instant settlement.
Trade now
Pay bills before
they're due
Electricity, cable TV, internet, and more — pay any Nigerian utility bill in seconds with zero service fees. Automated reminders keep you ahead.
Pay a billStay connected,
always
Top up any Nigerian network — MTN, Airtel, Glo, 9mobile — with data bundles and airtime at zero markup. Instant delivery, always.
Buy airtime
A truly global
fintech account.
Get an account that puts you in total control of your money.
Zero account & card maintenance fees
Competitive exchange rates on all conversions
Instant transaction notifications
Virtual USD card for global payments
P2P transfers — free and instant
Full expense tracking & history
Making a
difference together
At PAYVORA, we believe every Nigerian deserves access to world-class financial tools. We're building the infrastructure for Africa's digital economy — one transaction at a time.
More than just banking
Gift Cards
Surprise loved ones with digital vouchers
Bill Payments
Pay the important bills before they're due
Security
Bank-grade AES-256 encryption
Expense Management
Track and understand your spending
Instant Transfers
Send money to any Nigerian bank account
USDT Conversion
Convert USDT to Naira at real-time rates
Trusted by thousands
of Nigerians
"PAYVORA's virtual card has completely changed how I pay for my international subscriptions. No more card declines or crazy bank rates. Highly recommend!"
Chinedu Okafor
Software Engineer
"Trading gift cards used to be so stressful with unreliable agents. The app does it instantly, and the rates are actually the best I've seen in Nigeria."
Aisha Mohammed
Digital Marketer
"The app is so smooth. Paying for electricity and buying data has never been this fast. It's truly a world-class banking experience."
Tobi Adeyemi
Business Owner